Income Tax Planning & Saving Strategies

Income Tax Planning

Income Tax Planning is one of the primary key to reducing your income tax liability. Lopato & Associates goes beyond tax compliance and proactively recommends tax saving strategies to increase your after-tax income.

We make it our priority to continuously improve our knowledge of the new tax law, complex tax code, and current tax regulations by frequently attending tax seminars. Our businesses and individual clients pay the lowest amount of taxes allowable by law because we continually look for new ways to minimize your tax burden throughout the year, not just when it's time to file.

Lopato & Associates recommends income tax planning and saving strategies that help you:

  • Grow assets by keeping the State & Federal Governments out of your pockets.
  • Deferring income so you keep more of your money now and pay less taxes later.
  • Trimming taxes on your income allowing you keep more of what you make.
  • Trimming taxes on your estate allowing your family keeps more of what you've earned.
  • Trimming taxes on your gifts allowing you can give more.
  • Trimming taxes on your investments allowing you to grow your wealth faster.
  • Trimming taxes on your retirement distributions allowing you to retire in style.

Here's just a few of the income tax planning and saving strategies, we use to reduce your tax liability:

  • Dividing income among several family members or legal entities in order to get more of the income taxed in a lower bracket.
  • Allocating income or expenses from one year to another in order to have them fall where it will be taxed at a lower rate.
  • Deferring tax liabilities through certain investment choices such as pension plans, contributions and other similar plans.
  • Utilizing certain investments to produce income that is tax exempt from federal & state taxing entities.
  • Identifying tax deductions by structuring your money to pay for things you enjoy.

Lopato & Associates works for you not for the IRS. The reduced income tax liability more than pays our fee through careful income tax planning and legitimate tax strategies.

Send a message or call for professional help with your income tax planning and tax returns now! (858) 549-1295


Lopato & Associates goes beyond tax compliance and proactively recommends tax saving strategies to increase your after-tax income. Tax planning is an important step in reducing your tax libility.